How the e-Path Payment Gateway works

The e-Path internet payment gateway provides the securely hosted front-end payment gateway website to enable your customers to safely enter their credit card details to make a payment charge authorisation to you.

Every e-Path merchant has their own secure gateway system which displays their own logo, graphic or header. It is not a case where a single generic payment page URL has to be shared by all and sundry like with all other payment gateway services.

With e-Path you will have your own exclusive credit card payment gateway system and exclusive secure URL created specifically for you and your online customers, complete with your own unique encryption and decryption systems and with THAWTE SSL protecting the live connection. As we understand it, this is a world first for a payment gateway.

The actual process - simple and smooth

It's all about automated communication - from your website to your exclusive e-Path gateway then back again. Your website or shopping cart sends your customers to your secure e-Path payment gateway to where they make their credit card payment charge authorisation to you within a fully PCI and CDU compliant and THAWTE SSL protected environment. The e-Path acknowledgment/receipt page is then displayed immediately prior to automatically returning the customer back to your website or shopping cart. It is a seamless, trouble free and smooth process.

Process flow diagram:

To experience this how things flow please visit e-Path payment gateway demonstration.

e-Path instantly notifies you once a credit card charge authorisation has been made. You login to your secure e-Path admin and print out your customer's credit card charge authorisation. You then have a hard copy of your customers payment details just as you would if you received a credit card payment by fax, over the phone or by physical mail postal order. If you want to accept the order and charge the card then you simply log in to your own merchant account facility and charge the card or charge it through your ETPOS terminal.

This is the ideal system for those who do not want their payment gateway to instantly accept all online orders and charge cards live and blindly online without them knowing. e-Path finally puts you in control.

Credit card details ONLY with the bank approved merchant account owner

One of the most tangible security advantages of the e-Path system is that it ensures credit card details end ONLY with the official bank approved merchant account owner and are completely removed from being permanently stored online by the payment gateway or on any storage device, database, system or network connected to the internet.

This extreme form of data security is known as CDU (Critical Data Unplugged). It ensures highly confidential data does not sit around stored online risking potential exposure to hackers, cyber criminals and internet crooks - which is precisely how the overwhelming majority of confidential credit card and identity data becomes compromised in the world today.

Become instantly PCI compliant online

Your own website does not touch or see credit card data and thus remains totally devoid of any association with credit card details in the first place. That's e-Path's job.

This removes your website or shopping cart from requiring its own PCI DSS compliance certification - which is now a requirement for any website or shopping cart that transmits, stores or processes credit card data in any way.

With e-Path safely handling credit card data your entire online credit card handling activity is 100% compliant with PCI. A nice relief and even more money saved!!

Use e-Path and the right merchant account and you will soon be accepting credit card payments online with minimum expense and without many of the major concerns and risks normanly faced by online merchants.

Give customers the confidence to pay you online

One of the most significant advantages of e-Path is your customers are entering their credit card details into a completely dedicated professional payment gateway system specifically engineered to keep them and their credit card details safe during and after the payment process.

It's certainly not a secret - consumers are becoming increasingly cautious about entering their private credit card details into websites on the internet. Anyone can easily grab a cheap SSL cert and add a webform to ask for credit card details on any website. In todays security aware environment the 'one site that does all' scenario doesn't cut it any longer especially when dealing with highly sensitive credit card data. If consumers don't feel safe they will not part with their credit card details and you may lose vital sales.

e-Path helps to remove this concern and instills confidence in the critically important online payment process. The consumer knows their credit card details are being handled securely the instant they see your own formidable e-Path secure system move in to take good care of them and their credit card details.