No credit card transaction fees or charges

Accept credit cards on your website

Introducing a new generation low cost method to safely and easily accept online credit card payments from your website or shopping cart without any on-going payment gateway transaction fees or charges.

Australia's most affordable internet credit card payment gateway, e-Path, delivers a uniquely easy and secure system engineered from the ground up to comply with, and in some areas exceed, the security standards and requirements of the Payment Card Industry Data Security Standards (PCI DSS).

credit card data unplugged from the internete-Path also complies with CDU (Critical Data Unplugged), a new initiative born from Police and law enforcement advice the world over on how to achieve the ultimate security for critically sensitive data in respect to the increasing risks and vulnerabilities of the internet. The initiative advances the ultimate security ideal for protecting all forms of critical data in the internet connected world.

With e-Path there are...

NO monthly fees
NO fixed or % cost per transaction
NO maintenance or reporting fees
NO payment gateway transaction fees or charges
NO minimum or maximum number of transactions
NO minimum or maximum $ value of transactions
NO complex programs to install on your server
NO expensive SSL and IP address to purchase for your website
Become instantly PCI DSS compliant online
AND a 100% guarantee your annual fee will not suddenly increase.

A new and less costly way to accept online credit card payments

e-Path is a manual credit card payment gateway that provides the complete secure PCI DSS compliant front-end environment (unique and exclusive to each gateway client) that enables your customers to safely make a credit card payment charge authorisation to you from the internet. e-Path is the secure 'gateway', in the true meaning of the word, between your customer and you.

Being a manual payment gateway means that when someone makes a payment, credit card details are entered by the business owner into their merchant account facility to process the charge on the card, just like when receiving credit card payments from over the phone, by fax machine, via postal mail order or if someone pays by credit card in person.

e-Path is a low cost super secure method to accept credit cards online where you will uniquely have full control over what is accepted and charged into your own private merchant account. No more risking things with blind transactions being performed straight away online without you knowing about it.

So, if you are looking for a method to accept credit cards online via a CDU and PCI DSS compliant service and like the idea of saving a considerable amount of money then you are reading the right website!

A new era in e-Commerce security .... finally!

Although our low fixed yearly price and the absence of all ongoing gateway fees and charges is powering our appeal, it is in fact in the area of security where you as the business owner will benefit the most.

e-Path removes much of the core vulnerability and risks that have plagued the online e-commerce industry and burdened online businesses with excessive costs ever since e-commerce began. This bold initiative to re-engineer the system from scratch has resulted in not only a less costly alternative method to accept credit card payments online but also one that delivers greatly improved levels of security and protection for all parties involved in the process.

With e-Path everyone benefits, you as the online business owner, your online cardholder customers, your merchant account facility provider and even the card vendors themselves. This is what e-Path is all about.

In a nutshell, here is exactly what using e-Path and manual offline processing of credit card payments received online from the internet can mean for ...

The Business Owner The Cardholder Banks (merchant accts) Credit Card Vendors
This is the ideal servcie for any business owner who may not want their system to automatically and blindly accept online orders from anonymous individuals and charge credit cards 'live' on the open internet without them knowing about it - like what happens with typical 'real time' payment gateways.

With e-Path the online business owner finally is in control over what orders are accepted and what credit cards are charged into their own private merchant account.
A much less expensive system to begin with. No gateway transaction fees and e-Path is one of the all time most affordable credit card payment gateways.
Easy to connect to. No special programs or server side configurations needed.
No costly SSL or dedicated IP address needed for your website. Your gateway will be fully protected by THAWTE SSL provided by e-Path.
No PCI DSS compliance certification needed for your website because your website doesn't touch credit card data. Your secure e-Path gateway is PCI DSS compliant which means you will be accepting credit cards online in accordance with PCI requirements.
Your merchant account is completely removed from the vulnerabilities of the open internet. Gone are the days when anyone anywhere can transact a stolen credit card 'live' into your merchant account without you knowing then you have to wear the cost of the loss down the track. That insane risk ends with e-Path.
If you have an existing EFTPOS terminal approved to allow card not present transactions to be entered (MOTO enabled), then you may not need another merchant account at all.

e-Path delivers the critical security and control that is completely missing from when you have a credit card payment processing gateway performing 'live' transactions in real time on the open internet - which is the number 1 way online credit card fraud is perpetrated in the world today. With e-Path criminals will NOT be able to instantly transact fraudulent payments live and instantly into your merchant account on the net without you knowing.

Use your existing EFTPOS terminal to save even more money!

For those with an existing EFTPOS terminal that is already approved to allow manual card not present transaction processing (MOTO/MST enabled), then to start accepting credit card payments from your website or shopping cart you will only need e-Path, nothing else.

To ensure you remain compliant with your banks merchant account usage requirements, the EFTPOS terminal must be approved to allow you to process in to it card not present/non face to face credit card payments made to you.

Utilisng an existing EFTPOS terminal to charge received payments negates the need for another costly internet based merchant account facility all together!

A new merchant account

For those without an existing MOTO or MST enabled merchant account facility, then you will need to obtain one from a bank.

There are many types of merchant accounts with the most popular being the manual merchant account (MOTO or MST) which will only cost in the area of $30.00 per year plus the usual range of bank fees and charges that can differ from bank to bank.

These manual merchant account facilities give you a secure bank hosted page to go to (just like internet banking) that enables you to enter in your customers credit cards to charge them. They are excellent solutions because you can then receive credit card payments via numerous card not present ways, such as if someone was to pay you over the phone, by fax machine, or send you a completed mail order form as well as of course ad hoc from the internet.

The massive advantage that these manual merchant account facilities offer is they absolutely guarantee you remain totally in control of what credit cards are charged into your own merchant account facility - no more blind e-commerce transaction processed 'live' and instantly on the open internet by anonymous individuals and into your account without you knowing - which is the exact method responsible for nearly the entirity of online credit card fraud in the world today - this can NOT happen when you have e-Path and a manual merchant account!!

To learn more about merchant account requirements, see: Merchant Accounts Requirements

Ecommerce payment gateway
Supreme security for e-Commerce is here

Best priced internet payment gateway

CDU - The ultimate critical data protection

e-Path Delivered via Defence Signals Directorate Gateway Certified Telecommunications Carrier

Better protection for the online business owner

ecommerce shopping cart demos

Many popular shopping carts support e-Path

Finally - credit card details are NOT permanently stored online by the gateway any longer

2048bit cryptography - created unique for each payment gateway

The e-Path Credit Card Payment Gateway
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Site Content Disclaimer
Reduce your e-commerce costs with e-Path e-Path exclusively uses THAWTE SSL
This website makes no determination as to the suitability of the e-Path service for your particular personal or business needs.
e-Path is an Australian based global provider of the e-Path Internet Credit Card Payment Gateway Service.
All Rights Reserved - Copyright 2006 - E-PATH PTY LTD
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