Accept Credit Cards On Your Website

Introducing a new generation method to safely and easily accept online credit card payments from your website or shopping cart without the high cost of on-going payment gateway transaction fees or charges.

Australia's most affordable internet credit card payment gateway, e-Path, delivers a uniquely easy and secure system bred from the ground up to comply with, and in some areas exceed, the latest security requirements of the new Payment Card Industry Data Security Standards (PCI DSS).

With e-Path there are...

• NO monthly fees
  
• NO fixed cost per transaction
  
• NO maintenance or reporting fees
  
• NO payment gateway transaction fees or charges
  
• NO minimum or maximum number of transactions
  
• NO minimum or maximum $ value of transactions
  
• NO complex programs to install on your server
  
• NO expensive SSL and IP address to purchase for your website
  
• AND a 100% guarantee your annual fee will not suddenly
  increase for your second year (like some gateways).

A New Generation Manual Credit Card Payment Gateway

e-Path is a manual credit card payment gateway that provides the complete secure PCI DSS compliant front-end environment (exclusive to each and every e-Path customer) for your website or shopping cart to communicate to that enables your customers to safely make a credit card payment charge authorisation to you. e-Path is the secure 'gateway', in the true meaning of the word, between your customer and you.

Being a manual payment gateway means that when someone makes a payment, credit cards are charged manually into your merchant account at your bank. You are in unique control over what is transacted into your merchant account and what is not. This can be done in many ways, for example, via an online secure website (just like internet banking) provided by your bank as part of a manual merchant account facility, or via your EFTPOS terminal (offline), or via a mobile EFTPOS system, or by batch uploading singular or multiple credit card details directly to your bank via a bank website, or even via a simple and basic paper based system.

Manual merchant account facilities provided by banks can cost as little as around $30.00 per year plus the usual assortment of bank fees and charges which tend to differ from one bank to the next. This can be an inexpensive and easy way to charge credit card payments which e-Path has safely accepted from your website or shopping cart and can also be used to charge credit card payments that come to you by fax machine, telephone, normal physical mail as well as in person and card present situations, thereby expanding the ways your business can accept credit cards well beyond that of just from the internet via e-Path.

See Bank Merchant Account Facility Requirements.

For those with an existing EFTPOS terminal or merchant account facility that already allows manual transactions of credit cards (card not present) then congratulations, you now only need e-Path to give you the ability to accept credit card payments from your website or shopping cart. You will NOT need to open up a completely separate internet merchant account. You will need to notify your bank to add the internet to the list of ways you accept credit cards to ensure you remain compliant with your banks merchant account usage requirements.

Safer, Easier and Less Costly e-Commerce

The e-Path manual payment gateway's appeal over common 'real time' payment gateways isn't only because e-Path is a much less expensive way to safely accept credit cards online, its also because e-Path offers brand new critically needed levels of protection and security for all online business owners and their credit card paying customers that simply does not exist with 'real time' payment gateways. To qualify this point here is some recent news ....

40 MILLION CREDIT CARDS STOLEN FROM 'REAL TIME' PAYMENT GATEWAY A real time payment gateway processor remains under the spotlight after hackers were able to breach their internet accessible secure storage devices and thieve over 40 million stored credit card details in what is the largest such incident of its type to date. "The financial loss incurred by businesses who have supplied products and services purchased with these stolen credit cards is still incalculable". Read more: CNN Money Internetrix Hereld Sun Wikipedia ZDNet Australia Security Focus Softpedia MSNBC The Washinton Post Those 40 million credit cards would not have existed in any internet accessible permanent storage device and therefore could not have possibly been stolen had e-Path been the payment gateway!! The unique and exceptional security advantages of the e-Path payment gateway where credit card details, i.e., credit card number, name on card and card expiry date etc, are NEVER permanently stored on any internet accessible permanent storage device and where, for the first time, online business owners have control over what online payments they accept has just become a whole lot more clearer to law enforcement authorities, merchant account providers (banks), business owners and cardholders alike. e-Path. Protect yourself. Protect your business. Protect your online customers. .... and save money at the same time!!

New Generation PCI DSS Requirements - Doing Things Right

The new Payment Card Industry Data Security Standards (PCI DSS) ushers in a completely new era of strong enforceable standards to strengthen security for the handling of credit card data. All online businesses that store, process or transmit credit card details in any way are now required to do so in strict compliance with the new PCI DSS rules. There are no exceptions and penalties for non-compliance can be severe.

See Payment Card Industry Data Security Standards (PCI DSS)

With e-Path as your payment gateway your website or shopping cart doesn't touch credit card data. It is your exclusive e-Path gateway hosted within e-Path's own PCI DSS compliant environment that receives the credit card data from your customers. Therefore, because your website does not ask for credit card data to be entered into it, has nothing to do with handling credit card data and doesn't even see credit card data. This removes your website from being applicable to PCI DSS classification in the first place.

While some gateways are now charging ridiculous fees to set up exclusive PCI DSS compliant remotely hosted payment gateway solutions for each of their clients, with e-Path this is what you get 'right out of the box'. An ideal solution to accepting credit cards safely using a PCI DSS compliant method without you needing to go through the expensive exercise of obtaining official PCI DSS compliance certification for your own e-commerce website or shopping cart.

Finally - An Effective Low Cost Solution

e-Path does not charge credit card transaction fees. You can receive 100 or 1,000 online credit card payments with e-Path and each one is totally FREE. Our yearly fee is the lowest in Australia for an internet payment gateway and it will not suddenly increase when it comes time to renew the service. There are no extra hidden fees or charges, our quoted price on this website is exactly what you pay for the yearly gateway service.

See e-Path Pricing

For the cost conscious security minded merchant who likes the idea of being in total control of what is charged into their merchant account, the e-Path manual payment gateway provides a new and powerful cutting edge e-commerce solution that will have you accepting credit card payments online safely and securely with minimum fuss.

Its All In 'Plain English'

e-Path represents a pioneering alternative method to accepting credit cards online, one that introduces new levels of security and protection for both online merchants and chardholders not seen before within the payment gateway industry. Because of this we have gone to extra length on this website to explain, in a bit more detail than usual, the e-Path payment gateway system.

However, should you have any questions about our services or would simply like to talk with someone on what e-Path or e-commerce is all about, then please feel free to phone us on our 24-7 telephone: (Australia) 0403-563424 any time night or day. You may also contact us via our contact us section. Either way, we would be delighted to hear from you.

If e-commerce is brand new to you and you would like to interact with others there are many e-commerce forum websites that provide excellent online information. Finding an Australian one is a bit more of a challenge, however, one of the newest is the Australian site e-CommerceTalk.com.au.

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	This website makes no determination as to the suitability of the e-Path service for your particular personal or business needs. e-Path is an Australian based global provider of the e-Path Internet Credit Card Payment Gateway Service. All Rights Reserved - Copyright 2005, 2006, 2007, 2008 E-PATH PTY LTD ACN:124032917 | ABN:70124032917