The 4-Step Secure Workflow
Customer Checkout
When a customer is ready to pay, they are directed to your exclusive payment page where their entered data will be heavily encrypted. This keeps your main website completely isolated from sensitive card data which means PCI Compliance is not a requirement for your website.
Secure Encryption & Delivery
e-Path uses powerful RSA patented cryptography to lock the card details. Only the approved merchant/business owner can unlock the payment details made on their gateway. Unlike other gateways, we never permanently store this data or transaction data in databases or in any storage device. NOTHING is permanently stored by e-Path.
Merchant Review
You receive the notification from e-Path. Because processing isn't "blind" or "instant," you have the unique opportunity to review the order details to decide whether to accept the order or not and charge the card or not. You can check for a variety of red flags to help ensure the order is legitimate. You are in total control.
Manual Transaction
You manually enter the transaction into your credit card processing terminal or smart phone card charging app (which you are already paying for anyway) to charge the card as you would do if receiving a payment via mail order, faxed order, over the phone or if someone was to hand you their credit card in person. You are in total control over the process. Nothing is transacted "live" or "blindly" on the internet, that risk is gone.
Why doing things "Manually" is great for some but may not suit others:
e-Path can be an excellent option for smaller businesses doing occasional online orders daily. However, for those businesses doing large numbers of transaction every day our service may not be ideal due to the manual nature of the work-flow.